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Create cryptocurrency courses. I feel this is a valid and long term investment vehicle that will provide significant returns over 10+ years. Maybe create a gamification where they can earn bitcoin and ethereum by learning about both ecosystems and the mechanics and answering quiz questions correctly.

There needs to be some kind of introduction to the key features and how to use the app for a child. They don't automatically know what savings and spending categories are. What is a debit card? How does it work? How do I move money? Why should I? What are goals? How do categories work? There are a lot of basics that are not explained. I guess the expectation is that parents explain it, but we don't know how to use the app either. Don't make us waste time to discover every detail about the app ourselves.