My mother only gets paid once a month and she doesn’t remember 1) to gifts her grandchildren some savings and 2) the process to do it.

I end up having to keep reminders in my phone, resend her invites to each child’s account, and then ultimately use her phone to make the transfer myself because the process is too difficult to remember once a month and too complicated to walk her through it over the phone.

A model like Zelle would be so much easier for her.